
Seeking to use my God given talents to glorify Him and bless the world.
Newlyweds of only 6 months, my wife Jessica and I had just sold both our homes and purchased our first home together— I was heavily involved in the process, and I really enjoyed it. Back then, I was a tax auditor with a deep interest in real estate. I liked the idea of building wealth through a physical asset rather than relying on stocks. “Well,” said Jess after seeing how much I enjoyed overseeing our transactions, “why don’t you get your license?” Her idea made total sense since I’d always known I’d be an entrepreneur. From a young age I was mowing lawns, using the money to buy candy in bulk at Sams Club, then selling it at school for a margin. I didn’t need anyone to tell me about opportunity—I chased it.
After earning my accounting degree, I moved back home and soon purchased my first home in Citrus Heights. I met Jess after seeing many mutual friends from church on her Facebook profile. We got married while I worked for the state of California as a tax auditor, helping payers pay exactly what they owed and not a single dollar more—in theory. In reality, the tax system and the paperwork were so complex that most people were getting it wrong.

Many overpaid, and when I helped them fix it, it wasn’t exactly celebrated. The system wasn’t built to reward fairness and truly help people.
At the same time, Jess and I were talking about starting a family. I wanted her to have the option to stay home with our kids, but my job as an auditor wasn’t going to allow that. I needed something better—something where I could use my gifts to help people and also earn more.
Buying our first home together had lit a fire in me. Real estate was another complex system I could simplify—except this time, nobody could discourage me from doing so. I became a REALTOR® in 2016, became “Rookie of the Year” at my brokerage, and ended up in the top 10% of agents in the county. The money started coming in, I was receiving awards, but those things were never my “why”.
Jess and I were struggling to get pregnant. At my core, I felt frustrated and powerless to create the life we dreamed of. We learned a lot through that season and have since been blessed with three beautiful children: Harper, who’s now 6, Declan, who’s almost 4, and a new baby boy expected to arrive soon. We gave Harper the middle name Grace, which means God's unmerited favor and love, as a forever reminder of the lessons we learned. Life was good. Business was thriving. Everything seemed great—until I hit a wall. I guess you could call it an existential crisis.
For the first time, no one was telling me what the next step was. No boss. No ladder. I was self-employed, and the question haunted me: “When will I know I’m doing enough?” I asked Jess what else she wanted—what did she want our life to look like. She just smiled. “I don’t need anything else,” she said. I was thankful for her support but still left aimless. Meanwhile, I was attending coaching groups where the message was pretty much: “What you’re doing isn’t enough, you must always do more and earn more. It left me feeling inadequate, depressed and without purpose.
So, finally, I turned to God and prayed.
What came from that season was a gentle, but clear reminder: my worth doesn’t depend on my production.

I was so stressed about hyper-analyzing every action to try and reverse engineer a future result. I finally came to understand (and I'm still working on this) that God doesn’t call me to results—He calls me to love Him and to trust Him.
But seek first the kingdom of God and his righteousness, and all these things will be added to you.- Matthew 6:33
At that realization I quit worrying about how I'd pay my bills/ provide the “American Dream” for my family and shifted my focus towards resting and trusting in Jesus; and using my God given talents to glorify Him and bless the world.
I’m not a pushy salesperson—I’m an advocate. I use my knowledge and problem-solving skills to protect and empower my clients, guiding them toward smart decisions while steering them away from properties or deals that don’t serve their goals.
I stand against manipulative or unethical practices and am committed to being a voice of integrity in an industry that is often predatory.
My strength lies in simplifying complex real estate processes, so clients feel informed and in control.
I take pride in doing the heavy lifting—whether that’s explaining fine print, installing a smoke detector, or mowing a lawn—whatever it takes to make my clients’ lives easier and their goals reality.
I also work alongside a team of trusted vendors who are ready to assist with any need that arises.
At the core of it all, I treat every client the way I’d want to be treated: with respect, honesty, and a commitment to their best outcome. If you’re looking for a realtor who puts your interests first, I’d be honored to help.
Sincerely,
Zach Ryan
REALTOR® | LIC# 01994784
(916) 367-8917
Zach@simplecorealestate.com
simplecorealestate.com